2013년 11월 24일 일요일

About 'currency exchange rates calculator'|Basics of Using a Foreign Exchange Rate Calculator







About 'currency exchange rates calculator'|Basics of Using a Foreign Exchange Rate Calculator








You               need               two               things               to               have               an               inexpensive               and               fun               foreign               experience               -               a               sense               of               adventure               and               a               guidebook               like               "Lonely               Planet."               Last               year               Rita               and               I               spent               20               days               exploring               Romania,               Bulgaria,               and               Hungary               on               less               than               $1400               each               (including               medical               travel               insurance;               air               fare               was               frequent               flyer               miles               from               credit               card               purchases).

We               survived               entirely               on               our               own;               used               local               transportation;               and               ate               with               the               common               people.

Why               did               we               select               these               countries?

Because               we               hadn't               been               there.

Because               they               are               not               yet               on               the               Euro               and               thus               less               expensive               than               other               parts               of               Europe.

And               because               they               are               less               developed               and,               therefore,               more               interesting.

I               liked               Bulgaria               best               -               least               developed,               fewest               English               speakers,               and               inexpensive.

Rita               enjoyed               Romania               -               more               developed,               easier               to               understand               the               people,               great               castles.

We               traveled               by               airplane,               train,               bus,               minibus,               taxi,               private               vehicle,               trolley,               and               tram.

But               mostly               we               walked               and               walked               and               walked.
               We               had               reservations               only               for               the               first               three               nights               in               Bucharest,               Romania.

After               that,               we               made               decisions               on               where               to               go               and               how               to               get               there               on               the               spur               of               the               moment               after               checking               "Lonely               Planet"               -               two               or               three               nights               in               each               place.

It               worked               out               well.

Many               restaurants               have               picture               menus               with               descriptions               in               several               languages               (sometimes               even               English)               so               it               is               not               difficult               to               select               what               you               want.

Buying               a               ticket               at               a               bus               or               train               station               is               only               a               minor               challenge.

First               I               write               down               where               I               want               to               go               and               show               it               to               the               agent;               the               agent               then               writes               the               departure               times               on               my               paper.

I               circle               the               desired               departure               time;               the               agent               then               puts               the               fare               on               a               calculator               and               shows               it               to               me.

I               pay,               receive               a               ticket,               and               then               sit               down               and               try               to               figure               out               if               we               have               an               assigned               seat               or               not.

We               always               ended               up               where               we               wanted               to               go,               often               to               Rita's               surprise.

We               travel               light.

I               have               a               small               suitcase               which               turns               into               a               backpack.

Rita               has               a               small               suitcase               with               wheels.

She               pulls;               I               sling               it               over               my               shoulder.
               A               good               guidebook               is               essential               when               you               travel               on               your               own.

The               guide               instructs               you               how               to               get               from               airport               to               town,               how               to               get               around               when               you               get               to               the               city,               where               to               stay               (high               end,               mid               range,               and               budget),               how               to               find               decent               and               affordable               food,               what               to               see               and               how               much               it               might               cost.

The               guide               is               full               of               helpful               tips               and               provides               useful               local               language               words               and               phrases.

"Lonely               Planet"               has               an               individual               book               for               each               of               the               three               countries               (with               Moldova               added               to               the               Romania               book).

Our               books               gave               us               the               confidence               necessary               to               both               survive               and               thrive.
               Bucharest               was               our               starting               point.

After               three               days               in               the               Romanian               capital,               we               took               the               train               to               Bulgaria.

Bulgarian               overnights               were               Veliko               Tarnova               (medieval               capital),               Balchek               (Black               Sea               resort),               and               Ruse               (border               town).

Back               through               Romania               and               the               castles               of               the               Transylvanian               Alps.

Romanian               cities               visited               included               Sinaia               (castle),               Sighisoara               (walled               citadel),               and               Cluj-Napoca               (university               town).

Hungary               was               one               night               in               Kecskemet               and               four               in               Budapest,               our               city               of               departure.

In               Budapest               we               stayed               in               a               delightful               hotel               on               Margaret               Island               between               Buda               and               Pest;               freshly               baked               bread               every               morning.
               It               was               an               adventure               right               from               the               start.

We               couldn't               believe               how               many               people               were               "stuffed"               on               the               bus               from               the               airport               to               city               center               Bucharest!

Both               of               us               were               pushed               toward               the               front,               and               I               became               the               "ticket               man"               given               my               proximity               to               the               ticket               validation               machine.

The               Carpati               Hotel               provided               us               with               a               very               nice               room,               like               a               little               apartment.

We               had               a               sitting               room               with               TV,               a               bathroom,               and               a               bedroom.

Breakfast               included               fresh               bread,               cheeses,               meats,               and               good               European               coffee.

It               was               delicious!
               We               had               almost               no               Bulgarian               money               upon               arrival               so               our               first               hotel               in               Veliko               Tarnova,               Bulgaria               kept               our               passports               until               we               could               exchange               money               in               the               morning.

We               were               permitted               one               night               only               in               a               tiny               room               with               a               spectacular               view               of               cliff-hugging               homes.

Early               next               morning               we               hiked               to               the               tourist               information               center               where               friendly               English-speaking               staff               referred               us               to               wonderful               apartment               hidden               behind               the               main               part               of               town.

The               Hostel               Pashov,               at               $37,               became               the               trip's               favorite               hotel.

It               was               quiet,               air-conditioned,               and               had               a               small               kitchen               and               patio.

The               landlady               was               so               sweet               -               she               gave               us               ripe               tomatoes.

The               very               quaint               town               was               crisscrossed               with               old,               narrow               cobblestone               streets.

People               were               exceptionally               friendly,               but               few               spoke               English.

Cats               were               everywhere               in               Bulgaria               (stray               dogs               frequented               Bucharest).

On               the               Black               Sea               in               Bulgaria,               a               taxi               driver               upon               discovering               we               were               from               the               United               States               said,               "We've               been               waiting               for               you               since               the               1940's,               where               have               you               been?"
               Our               biggest               travel               surprise               was               the               difficulty               in               moving               from               one               country               to               another.

Trains               and               buses               seem               to               leave               only               in               the               very               early               morning               hours.

We               opted               for               minibuses               which               left               at               more               reasonable               times,               but               presented               their               own               unique               challenges.

Returning               to               Romania               from               Bulgaria,               our               minibus               driver               (who               we               called               Vlad,               the               real               name               of               Count               Dracula)               got               tired               of               the               traffic               in               Bucharest               and               just               told               us               to               get               off               in               the               middle               of               town.

We               were               familiar               with               the               city               so               we               walked               to               the               nearby               metro               stop               and               took               the               underground               to               the               train               station.

One               of               our               bus               mates               was               Turkish,               traveling               to               Germany.

We               can               only               hope               he               eventually               found               his               way.
               As               we               departed               the               train               upon               arrival               in               Sighisoara,               Romania,               a               polite               middle-aged               lady               asked               if               we               would               like               to               stay               at               her               "nice               apartment               with               bathroom,"               plus               she               had               a               car               to               take               us               to               the               hill               top               old               city.

I               generally               do               not               respond               to               those               who               meet               trains,               but               she               had               pictures               and               testimonials               so               we               said               we'd               take               a               look.

We               liked               what               we               saw               and               spent               two               pleasant               nights               at               Christina's               Guesthouse.

A               highlight               was               watching               Christina's               family               cook               eggplant               over               a               makeshift               backyard               grill;               the               recipe:               cook               whole               eggplants               for               2               hours,               mash,               add               paprika,               onion               and               tomatoes,               and               a               little               oil.

Can               the               mixture;               spread               it               on               your               bread               in               the               wintertime.

"It's               delicious!"               We               hired               Paul,               Christina's               husband,               to               take               us               for               a               tour               in               his               private               auto               to               neighboring               villages               to               photograph               "men               working."               These               old               villages               were               built               in               medieval               times,               12th               century,               by               Saxon               Germans,               most               of               whom               left               when               the               communists               took               over.

We               stopped               in               an               ancient               town               with               a               church-like               monastery               where               the               people               were               working               the               land               by               hand               tools.

They               still               take               their               vegetables               and               hay               by               donkey               or               horse               cart               to               sell               in               local               markets               on               Saturdays.
               Best               travel               decision:               buying               a               three-day               pass               on               the               Budapest               transportation               system;               it               was               good               for               buses,               trains,               trams               and               trolleys.

Best               restaurant:               "Poco               Loco"               in               Budapest;               I               had               the               goulash.

Best               language               to               try:               Cyrillic               in               Bulgaria,               so               we               could               identify               the               right               bus               to               board.

Best               walled               city:               Sighisoara,               Romania.

Best               European               spa:               Szechenyi               baths               in               Budapest,               indoor               and               outdoor               pools.

Best               night               scene:               Danube               River               in               Budapest               with               Parliament               and               Castle               Hill               bathed               in               soft               light.

Best               thing               to               remember:               When               you               travel               abroad,               you               are               the               foreigner.

People               were               friendly               and               helpful,               especially               in               Bulgaria               and               Romania.

Rita               asked               several               about               the               U.S.

election,               McCain               or               Obama?

The               replies               were               interesting               -               Obama               came               out               ahead               six               votes               to               two.
               Here               is               my               money               report:               21               days               at               $132               per               day               total               for               the               two               of               us               (Romania               $150               per               day;               Bulgaria               $79;               Hungary               $168;               several               days               on               airplanes               at               minimal               cost).

I               purchased               $500               worth               of               Romanian               and               Hungarian               currency               prior               to               departure;               we               used               Rita's               1%               transaction               fee               credit               card               on               occasion;               and               we               exchanged               dollars               for               local               currency               when               we               ran               short.

We               did               not               need               the               traveler's               checks               held               in               reserve.

Lesson               learned               is               to               take               a               smaller               amount               of               local               currency               purchased               in               the               U.S               (bad               rate),               use               the               credit               card               more               (good               rate),               and               take               additional               US               dollars               to               exchange               (also               good               rate).

Exchange               rates               in               the               summer               of               2009               are               much               more               favorable               to               Americans               than               they               were               last               year.

For               $1               last               year,               we               purchased               150               forint               (Hungarian               money).

Today               that               dollar               buys               207               forint.
               All               in               all,               it               was               a               great               adventure.

We               returned               with               wonderful               memories               and               great               pictures               which               we               made               into               a               coffee               table               book.

And               this               once-in-a-lifetime               experience               did               not               cost               us               that               much.

MoneyCoachBill@aol.com






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      ... also given currency exchange calculator to keep the tab on constantly fluctuating currency rates. Though, banks and post ...
    7. foreignexchangerate.wordpress.com/   11/29/2010
      ...foreign exchange rate calculator , which is also called a currency converter or a currency conversion calculator. Foreign exchange rate calculator is by all means a calculator but with a difference. Like regular...
    8. foreignexchangerate.wordpress.com/   06/27/2011
      ...another. The websites on Internet are also supported with currency exchange rate calculator . Forex is the biggest real world finance market and the main purpose...
    9. foreignexchangerate.wordpress.com/   09/19/2011
      ... available to provide you with real time exchange rate calculator. Before choosing any website for currency conversion, ensure that the rates they give are...
    10. philbradley.typepad.com/i_want_to/   11/15/2012
      GoCurrency is a nice little tool - mainly for the fact that you can get an historical overview of one currency against another, back to 1990.
    11. Currency Exchange Rates Calculator - Blog Homepage Results

      ...to dollar, it also important to use a Exchange Rate Calculator for you to be able to get a value closer to the real price value of the currency that you are about to convert. Because...
      India Currency Converter, India Currency Calculator. India Currency Exchange Rate. What is the unit of money in India? Currency in India: Indian rupee, Exchange Rate...



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