About 'banks that exchange foreign currency'|Foreign Currency Rates Play an Important Part in Foreign Exchange Market

About 'banks that exchange foreign currency'|Foreign Currency Rates Play an Important Part in Foreign Exchange Market

Ｂａｎｋｓ               ａｎｄ               ｃｒｅｄｉｔ               ｃａｒｄ               ｃｏｍｐａｎｉｅｓ               ａｒｅ               ｗｏｎｄｅｒｆｕｌｌｙ               ｉｎｖｅｎｔｉｖｅ               ｉｎ               ｔｈｉｎｋｉｎｇ               ｕｐ               ｎｅｗ               ｗａｙｓ               ｔｏ               ｃｈａｒｇｅ               ｙｏｕ               ｔｏ               ｕｓｅ               ｙｏｕｒ               ｏｗｎ               ｍｏｎｅｙ. Ｏｎｅ               ｏｆ               ｔｈｅ               ｃｌａｓｓｉｃ               ａｎｄ               ｍｏｓｔ               ａｎｎｏｙｉｎｇ               ｏｆ               ｔｈｅｓｅ               ｉｓ               ｔｈｅ               ｃｕｒｒｅｎｃｙ               ｃｏｎｖｅｒｓｉｏｎ               ｏｒ               ｆｏｒｅｉｇｎ               ｔｒａｎｓａｃｔｉｏｎ               ｆｅｅ. Ｔｈｉｓ               ｉｓ               ａ               ｆｅｅ               ｃｈａｒｇｅｄ               ｆｏｒ               ｓｉｍｐｌｙ               ｕｓｉｎｇ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｏｒ               ｄｅｂｉｔ               ｃａｒｄ               ｉｎ               ａ               ｆｏｒｅｉｇｎ               ｃｏｕｎｔｒｙ,               ａｎｄ               ｃａｎ               ｂｅ               ｉｎ               ａｄｄｉｔｉｏｎ               ｔｏ               ｔｈｅ               ｅｘｃｈａｎｇｅ               ｒａｔｅ               . Ｉ               ｈａｔｅ               ｔｈｅ               ｆｅｅｓ               ａｎｄ               ｔｈｉｎｋ               ｔｈｅｙ               ａｒｅ               ｕｎｆａｉｒ,               ａｎｄ               ｕｐｏｎ               ｒｅｔｕｒｎ               ｆｒｏｍ               ａ               ｒｅｃｅｎｔ               ｃｒｕｉｓｅ               ｔｏ               Ｍｅｘｉｃｏ               ｗｅ               ｗｅｒｅ               ｑｕｉｔｅ               ｓｕｒｐｒｉｓｅｄ               ｔｏ               ｓｅｅ               ａｌｌ               ｔｈｅ               ｆｅｅｓ               ａｄｄｉｎｇ               ｕｐ               ｏｎ               ｏｕｒ               ｍｏｎｔｈｌｙ               ｃｒｅｄｉｔ               ｃａｒｄ               ｓｔａｔｅｍｅｎｔ. Ｃｉｔｉｂａｎｋ               ｃｈａｒｇｅｄ               ｕｓ               ｓｅｖｅｒａｌ               ｄｏｌｌａｒｓ               ｊｕｓｔ               ｔｏ               ｕｓｅ               ｏｕｒ               ｃａｒｄ,               ｅａｃｈ               ｔｉｍｅ.                Ｉ               ｗａｓ               ｇｌａｄ               ｔｏ               ｒｅａｄ               ｉｎ               ｔｈｅ               Ｎｅｗ               Ｙｏｒｋ               Ｔｉｍｅｓ               ｔｈａｔ               Ｃｉｔｉｂａｎｋ               ａｎｄ               Ａｍｅｒｉｃａｎ               Ｅｘｐｒｅｓｓ               ｗｉｌｌ               ｂｅｇｉｎ               ｔｏ               ｗａｉｖｅ               ｃｅｒｔａｉｎ               ｆｏｒｅｉｇｎ               ｔｒａｎｓａｃｔｉｏｎ               ｆｅｅｓ,               ａｆｔｅｒ               Ｃｈａｓｅ               ｄｉｄ               ｔｈｅ               ｓａｍｅ. Ｔｈｅｓｅ               ｔｈｒｅｅ               ｃｏｍｐａｎｉｅｓ               ｃｏｎｔｒｏｌ               ｍａｎｙ               ｍｏｒｅ               ｂｒａｎｄｅｄ               ｃａｒｄｓ               ｆｒｏｍ               ａｉｒｌｉｎｅｓ               ａｎｄ               ｏｔｈｅｒ               ｐｒｏｖｉｄｅｒｓ,               ｓｏ               ｔｈｅ               ｉｍｐａｃｔ               ｉｓ               ｂｉｇ.                Ｓｍａｒｔ               ｔｒａｖｅｌｅｒｓ               ｋｎｏｗ,               ｉｆ               ｙｏｕ               ｔｒａｖｅｌ               ａｂｒｏａｄ,               ｙｏｕ               ｃａｎ               ｓｉｍｐｌｙ               ｕｓｅ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｃａｒｄ               ｆｏｒ               ａ               ｔｒａｎｓａｃｔｉｏｎ               ａｎｄ               ｒｅｃｅｉｖｅ               ｔｈｅ               ｂｅｎｅｆｉｔ               ｏｆ               ｔｈｅ               ｂａｎｋ'ｓ               ｃｕｒｒｅｎｃｙ               ｃｏｎｖｅｒｓｉｏｎ               ｒａｔｅ               ｗｈｅｎ               ｔｈｅ               ｔｒａｎｓａｃｔｉｏｎ               ｉｓ               ｐｒｏｃｅｓｓｅｄ. Ｂｕｔ               ｊｕｓｔ               ｂｅｃａｕｓｅ               ｔｈｅｙ               ｃａｎ,               ｔｈｅｙ               ａｄｄ               ａｎ               ａｄｄｉｔｉｏｎａｌ               ｆｅｅ               ａｍｏｕｎｔ               ｏｒ               ｐｅｒｃｅｎｔａｇｅ               ｔｏ               ｅａｃｈ               ｔｒａｎｓａｃｔｉｏｎ. Ａｌｓｏ,               ｔｈｅ               ｂｅｓｔ               ｗａｙ               ｔｏ               ｇｅｔ               ｌｏｃａｌ               ｃｕｒｒｅｎｃｙ,               ａｎｄ               ｐａｙ               ｔｈｅ               ｌｏｗｅｓｔ               ｅｘｃｈａｎｇｅ               ｒａｔｅ,               ｉｓ               ａｌｓｏ               ｔｏ               ｕｓｅ               ｙｏｕｒ               ＡＴＭ               ｃａｒｄ               ｉｎ               ａ               ｌｏｃａｌ               ＡＴＭ               ｔｏ               ｗｉｔｈｄｒａｗ               ｌｏｃａｌ               ｃｕｒｒｅｎｃｙ               ｆｒｏｍ               ｙｏｕｒ               ＵＳ               ｂａｎｋ               ａｃｃｏｕｎｔ               ｏｒ               ｃｒｅｄｉｔ               ｃａｒｄ               ａｃｃｏｕｎｔ. Ｔｈｅ               ｆｏｒｅｉｇｎ               ｃｕｒｒｅｎｃｙ               ａｎｄ               ｆｏｒｅｉｇｎ               ｅｘｃｈａｎｇｅ               ｆｅｅ               ｃａｎ               ｎｅｇａｔｅ               ｔｈｅ               ｅｘｃｈａｎｇｅ               ｒａｔｅ               ｓａｖｉｎｇｓ               ａｎｄ               ｊｕｓｔ               ａｄｄ               ｔｏ               ｃｏｎｆｕｓｉｏｎ,               ｓｏ               Ｉ               ａｍ               ｇｌａｄ               ｔｏ               ｓｅｅ               ｔｈｅｍ               ｓｔａｒｔ               ｔｏ               ｄｉｓａｐｐｅａｒ.                Ｗｈｉｌｅ               ｗｅ'ｒｅ               ｏｎ               ｔｈｅ               ｓｕｂｊｅｃｔ               ｏｆ               ｔｒａｖｅｌｉｎｇ               ａｂｒｏａｄ               ａｎｄ               ｕｓｉｎｇ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｏｒ               ｄｅｂｉｔ               ｃａｒｄｓ,               ｈｅｒｅ               ａｒｅ               ａ               ｆｅｗ               ｋｅｙ               ｔｉｐｓ               ｗｅ'ｖｅ               ｌｅａｒｎｅｄ               ｔｏ               ｐｒｅｖｅｎｔ               ｐｒｏｂｌｅｍｓ.                Ｃａｌｌ               ｙｏｕｒ               ｉｓｓｕｅｒ               ｉｎ               ａｄｖａｎｃｅ                               Ｃａｒｄ               ｃｏｍｐａｎｉｅｓ               ｈａｖｅ               ｒｉｇｏｒｏｕｓ               ｓｅｃｕｒｉｔｙ               ｐｒｏｃｅｄｕｒｅｓ               ａｎｄ               ｍａｙ               ｄｅｃｌｉｎｅ               ｓｕｄｄｅｎ               ｃｈａｒｇｅｓ               ｆｒｏｍ               ａ               ｆｏｒｅｉｇｎ               ｃｏｕｎｔｒｙ. Ｓｉｍｐｌｙ               ｃｏｎｔａｃｔ               ｃｕｓｔｏｍｅｒ               ｓｅｒｖｉｃｅ               ｂｅｆｏｒｅ               ｙｏｕｒ               ｔｒｉｐ               ａｎｄ               ｌｅｔ               ｔｈｅｍ               ｋｎｏｗ               ｏｆ               ｙｏｕｒ               ｐｌａｎｓ.                Ｃｈａｎｇｅ               ｙｏｕｒ               ＰＩＮ               ｔｏ               ｎｕｍｂｅｒｓ               ｏｎｌｙ                               Ｓｏｍｅ               ｆｏｒｅｉｇｎ               ＡＴＭ               ｍａｃｈｉｎｅｓ               ｈａｖｅ               ｏｎｌｙ               ｎｕｍｅｒｉｃ               ｋｅｙ               ｐａｄｓ               ａｎｄ               ｉｔ               ｃａｎ               ｂｅ               ａｌｍｏｓｔ               ｉｍｐｏｓｓｉｂｌｅ               ｔｏ               ｔｒａｎｓｌａｔｅ               ａ               ＰＩＮ               ｃｏｄｅ               ｔｈａｔ               ｉｎｃｌｕｄｅｓ               ｌｅｔｔｅｒｓ. Ａｌｓｏ               ｄｏ               ｙｏｕ               ｋｎｏｗ               ｔｈｅ               ＰＩＮ               ｆｏｒ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｃａｒｄｓ? Ｔｈｉｓ               ｃａｎ               ａｌｌｏｗ               ｙｏｕ               ｔｏ               ａｃｃｅｓｓ               ｆｕｎｄｓ,               ｅｖｅｎ               ｉｎ               ａｎ               ｅｍｅｒｇｅｎｃｙ               ｏｒ               ｉｆ               ｏｔｈｅｒ               ｃａｒｄｓ               ｄｏｎ'ｔ               ｗｏｒｋ. Ｃｈｅｃｋ               ｗｉｔｈ               ｙｏｕｒ               ｉｓｓｕｅｒ               ｔｏ               ｃｏｎｆｉｒｍ               ｏｒ               ｏｂｔａｉｎ               ａ               ＰＩＮ.                Ｃｈｅｃｋ               ａｂｏｕｔ               ｃｈｉｐ-ＰＩＮ               ｃａｒｄｓ                               Ｍａｎｙ               ｃｏｕｎｔｒｉｅｓ               ｎｏｗ               ｕｓｅ               ｄｅｂｉｔ               ａｎｄ               ｃｒｅｄｉｔ               ｃａｒｄｓ               ｗｉｔｈ               ａ               ｃｈｉｐ               ｅｍｂｅｄｄｅｄ               ａｓ               ａｎ               ｅｘｔｒａ               ｌａｙｅｒ               ｏｆ               ｓｅｃｕｒｉｔｙ. Ｃｈｅｃｋ               ｗｉｔｈ               ｙｏｕｒ               ｃａｒｄ               ｉｓｓｕｅｒ               ｔｏ               ｓｅｅ               ｉｆ               ｔｈｅｙ               ｏｆｆｅｒ               ｓｕｃｈ               ｃａｒｄｓ               ｆｏｒ               ｉｎｔｅｒｎａｔｉｏｎａｌ               ｔｒａｖｅｌｅｒｓ. Ｃｈｅｃｋ               ｗｉｔｈ               ｙｏｕｒ               ｈｏｔｅｌ               ｏｒ               ｏｔｈｅｒ               ｌｏｃａｌ               ｓｏｕｒｃｅｓ               ｔｏ               ｓｅｅ               ｉｆ               ｃｈｉｐ-ＰＩＮ               ｃａｒｄｓ               ａｒｅ               ｎｅｃｅｓｓａｒｙ               ｆｏｒ               ｔｈａｔ               ａｒｅａ.                Ｒｏｎ               Ｌｉｅｂｅｒ               "Ｍｏｒｅ               Ｃａｒｄｓ               Ｗａｉｖｅ               Ｆｏｒｅｉｇｎ               Ｅｘｃｈａｎｇｅ               Ｆｅｅｓ"               Ｔｈｅ               Ｎｅｗ               Ｙｏｒｋ               Ｔｉｍｅｓ               ｖｉａ               ｎｙｔｉｍｅｓ.ｃｏｍ                Ｍｏｒｅ               ｆｒｏｍ               ｔｈｉｓ               ｃｏｎｔｒｉｂｕｔｏｒ:                               Ｂａｓｉｃ               Ｔａｘ               Ｔｉｐｓ               Ｆｏｒ               Ｉｎｄｅｐｅｎｄｅｎｔ               Ｃｏｎｔｒａｃｔｏｒｓ               ａｎｄ               Ｆｒｅｅｌａｎｃｅ               Ｗｏｒｋｅｒｓ                               Ｗｈａｔ               Ｄｏｅｓ               Ａ               Ｃｈｅａｐ               Ｅｕｒｏ               Ｍｅａｎ               Ｆｏｒ               Ｔｈｅ               Ｒｅｓｔ               ｏｆ               Ｔｈｅ               Ｗｏｒｌｄ                               Ｈｏｗ               Ｔｏ               Ｃｈｏｏｓｅ               Ｔｈｅ               Ｂｅｓｔ               Ｍｏｂｉｌｅ               Ｐｈｏｎｅ

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