레이블이 Currency Converter인 게시물을 표시합니다. 모든 게시물 표시
레이블이 Currency Converter인 게시물을 표시합니다. 모든 게시물 표시

2013년 12월 2일 월요일

About 'banks that exchange foreign currency'|Foreign Currency Rates Play an Important Part in Foreign Exchange Market







About 'banks that exchange foreign currency'|Foreign Currency Rates Play an Important Part in Foreign Exchange Market








Banks               and               credit               card               companies               are               wonderfully               inventive               in               thinking               up               new               ways               to               charge               you               to               use               your               own               money.

One               of               the               classic               and               most               annoying               of               these               is               the               currency               conversion               or               foreign               transaction               fee.

This               is               a               fee               charged               for               simply               using               your               credit               or               debit               card               in               a               foreign               country,               and               can               be               in               addition               to               the               exchange               rate               .

I               hate               the               fees               and               think               they               are               unfair,               and               upon               return               from               a               recent               cruise               to               Mexico               we               were               quite               surprised               to               see               all               the               fees               adding               up               on               our               monthly               credit               card               statement.

Citibank               charged               us               several               dollars               just               to               use               our               card,               each               time.
               I               was               glad               to               read               in               the               New               York               Times               that               Citibank               and               American               Express               will               begin               to               waive               certain               foreign               transaction               fees,               after               Chase               did               the               same.

These               three               companies               control               many               more               branded               cards               from               airlines               and               other               providers,               so               the               impact               is               big.
               Smart               travelers               know,               if               you               travel               abroad,               you               can               simply               use               your               credit               card               for               a               transaction               and               receive               the               benefit               of               the               bank's               currency               conversion               rate               when               the               transaction               is               processed.

But               just               because               they               can,               they               add               an               additional               fee               amount               or               percentage               to               each               transaction.

Also,               the               best               way               to               get               local               currency,               and               pay               the               lowest               exchange               rate,               is               also               to               use               your               ATM               card               in               a               local               ATM               to               withdraw               local               currency               from               your               US               bank               account               or               credit               card               account.

The               foreign               currency               and               foreign               exchange               fee               can               negate               the               exchange               rate               savings               and               just               add               to               confusion,               so               I               am               glad               to               see               them               start               to               disappear.
               While               we're               on               the               subject               of               traveling               abroad               and               using               your               credit               or               debit               cards,               here               are               a               few               key               tips               we've               learned               to               prevent               problems.
               Call               your               issuer               in               advance               
               Card               companies               have               rigorous               security               procedures               and               may               decline               sudden               charges               from               a               foreign               country.

Simply               contact               customer               service               before               your               trip               and               let               them               know               of               your               plans.
               Change               your               PIN               to               numbers               only               
               Some               foreign               ATM               machines               have               only               numeric               key               pads               and               it               can               be               almost               impossible               to               translate               a               PIN               code               that               includes               letters.

Also               do               you               know               the               PIN               for               your               credit               cards?

This               can               allow               you               to               access               funds,               even               in               an               emergency               or               if               other               cards               don't               work.

Check               with               your               issuer               to               confirm               or               obtain               a               PIN.
               Check               about               chip-PIN               cards               
               Many               countries               now               use               debit               and               credit               cards               with               a               chip               embedded               as               an               extra               layer               of               security.

Check               with               your               card               issuer               to               see               if               they               offer               such               cards               for               international               travelers.

Check               with               your               hotel               or               other               local               sources               to               see               if               chip-PIN               cards               are               necessary               for               that               area.
               Ron               Lieber               "More               Cards               Waive               Foreign               Exchange               Fees"               The               New               York               Times               via               nytimes.com
               More               from               this               contributor:               
               Basic               Tax               Tips               For               Independent               Contractors               and               Freelance               Workers               
               What               Does               A               Cheap               Euro               Mean               For               The               Rest               of               The               World               
               How               To               Choose               The               Best               Mobile               Phone






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    2013년 11월 24일 일요일

    About 'best currency exchange rates'|Todays foreign currency exchange rates, London 15/12/10 best exchange rates







    About 'best currency exchange rates'|Todays foreign currency exchange rates, London 15/12/10 best exchange rates








                   Foreign               currency               exchange               counters               are               not               as               prevalent               in               Bangkok,               Thailand,               as               they               are               in               other               Asian               cities,               such               as               Kuala               Lumpur               and               Singapore.

    It's               hard               to               find               a               good               exchange               office,               and               even               harder               to               find               a               good               rate               (or               at               least               a               fair               rate).

    Avoid               the               airport               counters               -               worst               rates               of               any               place.

    There               are               some               exchange               offices               in               Bangkok               that               do               give               better               rates,               with               a               little               leg               work.

    I've               used               all               the               of               the               office               listed               here.

    These               are               the               best               places               to               exchange               money               in               Bangkok.
                   

                   Super               Rich               Foreign               Exchange
                   The               Super               Rich               office               is               where               you'll               get               the               best               rate               anywhere               in               the               city.

    They               offer               the               tightest               spreads               and               will               accept               the               largest               number               of               currencies.

    There               is               only               1               office,               across               the               street               from               Central               World               shopping               center.

    Take               the               BTS               sky-train               to               the               Chit               Lom               station.

    Walk               a               block               to               find               Super               Rich               directly               across               from               Central               World.

    You               may               think               it's               strange,               but               there               are               two               money               exchange               offices               called               "Super               Rich"               on               the               same               street,               but               only               one               of               them               gives               good               rates.

    It's               easy               for               you               to               peek               into               the               window               at               both               to               see               today's               rate,               then               go               to               the               one               with               the               best               rate               offered.
                   

                   Bangkok               Bank               -               Asoke               Station               or               Silom
                   Any               bank               will               exchange               money               for               you,               but               the               rates               are               usually               very               bad.

    Additionally,               they               will               require               your               passport,               signing               of               papers,               and               a               lot               of               extra               time.

    You               may               have               to               queue               up               for               this               long               bit               of               paperwork,               so               expect               to               spend               an               hour               in               the               bank.

    To               avoid               all               this,               go               to               the               outdoor               service               windows               at               Bangkok               Bank               at               either               Sukhumvit               11               (Asoke),               or               in               Silom.

    Only               these               2               offices               will               speak               English               and               expedite               your               transaction               without               extra               paperwork.
                   

                   ATM               Machines
                   Instead               of               exchanging               hard               currency,               just               use               your               ATM               card               to               access               your               bank               account               back               home.

    There               is               a               150               baht               fee               (about               $5)               on               top               of               your               home               bank's               fee               (usually               another               $6),               but               the               $11               is               worth               the               convenience.

    You               will               also               get               the               best               interbank               exchange               rate.

    The               limit               is               25K               per               day               (about               $840)               per               ATM               card               at               Bangkok               Bank               and               20K               at               other               Thai               banks.

    I               carry               2               cards               from               2               separate               banks,               just               in               case.
                   

                   Don't               Bring               Old               Money
                   Keep               in               mind               that               old               dollar               bills               are               not               accepted               at               most               Asian               foreign               exchange               counters.

    US               Dollars               printed               before               2003               do               not               have               colors               in               them               (2010               for               100               Dollar               bills),               and               most               foreign               exchange               windows               will               not               take               them.

    It's               as               if               you're               offering               them               Monopoly               money.

    They               will               push               them               away               as               if               a               bad               smell               were               attached.

    Before               you               leave               the               US,               go               to               a               bank               and               exchange               all               your               old               bills               for               new               ones.

    No               one               wants               singles               and               fives.

    Take               only               50               and               100               Dollar               notes               to               be               exchanged.
                   

                   Be               careful               at               any               ATM               or               foreign               exchange               window,               as               tourist               areas               are               rife               with               pickpockets.

    Bangkok               is               one               of               the               safest               cities               in               the               world,               but               any               tourist               area               will               attract               pickpockets,               most               of               whom               are               Australian!

    Don't               assume               other               "tourists"               are               what               they               seem.

    Take               a               partner               with               you               to               watch               your               back.

    Enjoy               the               trip!
                   

                   See               Also:               10               Do's               and               Don't               While               Traveling               in               Thailand
                   
                   
                   Cafés               Along               the               Canals               of               Bangkok               
                   

                   Foreign               Currency               Exchange               Tips               for               Travelers







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    7. foreignexchangerate.wordpress.com/   02/19/2011
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      Unbeatable Euro Pounds exchange rates, Free Money Transfers, Foreign Currency at best rates.
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      ...with Sterling Euro Forecasts and the Sterling Exchange Rate Outlook for all major currencies. Want the Best Exchange Rates? Look no further.



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